There isn't really a plugin like that. Clothes that have good sim properties can "undress" which means they will become loose and fall away as long as nothing is holding them up. This can be called by a trigger using "Enable detach" in your timeline, or UI. The cloth grab sphere can also be used to have the character pull some part of their clothes in some direction. What you could do is trigger the undress, then after a delay, make them disappear with the Alpha channel set to -1.